PayPal's recent restrictions on Kenyan accounts have drawn attention, behind which lies the profound impact of anti-money laundering (AML) regulations on the cross-border payment ecosystem. This article analyzes how this development reflects the tensions among global financial regulation, fintech inclusiveness, and payment infrastructure, and explores the implications for banks, digital payment institutions, and regulators.
Based on the White & Case law firm report, this analysis examines 2024 global regulatory priorities for financial institutions, focusing on the ESG field and covering the latest policy developments in the EU and the UK.
Bloomberg's February 2026 Global Regulatory Briefing focuses on digital finance, analyzing new regulatory trends in payments, crypto assets, and open banking.
Global financial regulators made ESG a priority in 2024, with the European Union, the United Kingdom, and the United States introducing stricter sustainable finance rules, focusing on combating greenwashing, strengthening climate risk management, and promoting the financial system's transition toward sustainability.
In 2025, global money laundering activities surged, with cryptocurrency-related illicit fund flows hitting a new high of $158 billion, while law enforcement efforts noticeably declined. This article provides an in-depth analysis of new money laundering methods, changes in enforcement, and their impact on the financial system.
According to the "2024 Financial Institutions Outlook and Trends" report released by White & Case LLP, global financial institutions will focus on ESG regulation in 2024, including green bond standards, climate risk management, anti-greenwashing rules, and more. This article interprets the impact of these trends on fintech and banking.
This article introduces how The Laundry podcast reveals the latest developments in anti-money laundering, compliance, and financial crime through in-depth conversations, covering hot topics such as MLRO burnout, Wirecard, AMLA, illegal wildlife trade, and analyzes their impact on the financial system and future challenges.
Although North Macedonia's fintech development has not yet produced a unicorn, it is gradually integrating into the European financial system through payment modernization, digital banking expansion, and the EU accession process. This article analyzes its current situation and prospects.
European fintech companies leverage the unified regulatory framework (such as PSD2, GDPR, and MiCA) to transform compliance costs into leverage for cross-border expansion, reshaping the European payments and banking landscape.
Exploring the shifts in consumer protection enforcement in 2026, the refocusing of federal and state regulatory agencies, and the compliance challenges and strategies faced by enterprises in areas such as fintech, digital payments, and AI.
At the Money20/20 Europe conference, Elastic demonstrated how its search-driven architecture serves as a key layer of fintech infrastructure, supporting fraud detection, AI decision-making, and digital sovereignty.
The European Parliament's Committee on Economic and Monetary Affairs approved the digital euro draft with 43 votes in favor and 14 against, paving the way for testing in 2027 and official launch in 2029. The digital euro aims to safeguard Europe's monetary sovereignty, reduce reliance on Visa and Mastercard, and provide a secure, free central bank digital currency available both online and offline.
At the EBAday 2026 conference, a live poll showed that 78% of attendees considered data sharing the most effective means of strengthening fraud risk mitigation. Regulatory hurdles, privacy concerns, and the need for collaboration emerged as key challenges.
Money20/20 Europe 2026 concluded in Amsterdam, with stablecoins surpassing AI as the focus. The European Payments Initiative (EPI) and Wero wallet are promoting regional interoperability, while real-time payment infrastructure deployment accelerates. The conference also revealed the reliability gaps of AI agents in compliance and the rise of proactive fraud prevention technologies.
This article is based on preview content related to Money 20/20 Europe 2026, and examines how AI automation, stablecoin liquidity, market consolidation, and PSD3 rules are jointly driving the upgrade of the global financial network, while analyzing their impact on digital payments, banking innovation, and financial regulation.
The London Fraud Conference 2026 sent a clear signal: amid the continued escalation of APP fraud, social engineering, and AI-driven attacks, banks and payment institutions are combining identity verification, mobile network intelligence, and generative AI into a more real-time anti-fraud decision-making system.