Editor profile
Chief Editor, Digital Payments & Infrastructure
Alistair Sterling monitors the evolution of global digital payment systems and cross-border financial infrastructure. He specializes in analyzing real-time settlement technologies and mobile payment adoption.
alistair.sterling@fintechdaily.orgThis article delves into how stablecoins, tokenized deposits, and central bank digital currencies (CBDCs) are reshaping the global payment and settlement infrastructure, analyzes the different development paths of the United States, mainland China, the European Union, and Hong Kong, and their impact on the banking industry, capital markets, and cross-border payments.
Based on the White & Case law firm report, this analysis examines 2024 global regulatory priorities for financial institutions, focusing on the ESG field and covering the latest policy developments in the EU and the UK.
Based on the FinTech Futures monthly report, this analysis examines the new fintech releases in July 2026, covering digital payments, digital assets, banking innovation, and regulatory compliance, while also assessing their impact on the financial system.
In February 2026, global payments and digital asset regulation saw several significant developments. The UK launched a payment forward plan and accelerated the construction of new retail payment infrastructure, US banking groups opposed the Credit Card Competition Act, the EU focused on online fraud, Indonesia joined the BIS Nexus project, and multiple countries advanced stablecoin regulatory frameworks. This article reviews the key progress and industry impact.
Ericsson and Mastercard announced the integration of their fintech platform and money transfer network, aiming to expand digital wallet and cross-border payment services through telecom channels, with initial deployments focused on the Middle East and Africa.
This week, global fintech funding exceeded $2.1 billion, involving 25 deals, with standout performance in sectors such as digital assets, payments, and AI.
Explore global digital asset regulatory trends, analyzing the impact of regulatory changes on the financial system, payments, banking, and fintech.
TRM Labs' latest report reveals key changes in global crypto policy for 2025, with stablecoin regulation becoming a focal point, institutional adoption accelerating, and regulatory consistency emerging as a core challenge.
According to Precedence Research data, the global open banking market size is expected to grow from $35.72 billion in 2025 to $240.31 billion in 2035, with a compound annual growth rate of 21%. This article analyzes the development trends of open banking, AI-driven innovation, and its impact on the financial system.
South Korea has selected Toss Payments as its preferred negotiation partner to connect the deposit token network to merchant POS terminals, without the need for hardware replacement. This contract is a key step in Project Hangang, enabling the digital won to enter physical commercial payments for the first time.
This article reviews the five most noteworthy release stories in the fintech sector in March 2026, covering real-time payments, digital banking, AI finance, stablecoins, and regulatory technology, and analyzes their impact on the banking industry and payment systems.
Fintech company Ctrl Alt has obtained the EU MiFID license and plans to launch tokenized asset services in the European market. This move marks another important milestone in the integration of traditional financial regulatory frameworks and digital assets.
US fintech company Kikoff acquires assets of B2B credit service provider The Service Bureau, aiming to expand enterprise credit assessment capabilities and build a comprehensive platform that links consumer and business credit data.
This week, several major developments have taken place in the fintech sector: Japan's SBI Holdings acquired crypto exchange Bitbank for $289 million; Worldline, Mastercard, and Crédit Agricole completed France's first AI agent payment; over 140 banks and tech giants jointly launched the Open USD stablecoin; Lloyds Banking Group announced the phasing out of the 173-year-old Halifax brand; and the UK's FCA released final regulatory rules on crypto assets and stablecoins.
At the Money20/20 Europe conference, Elastic demonstrated how its search-driven architecture serves as a key layer of fintech infrastructure, supporting fraud detection, AI decision-making, and digital sovereignty.
Reviewing five important collaborations in the global fintech sector in June 2026, covering digital banking, cross-border payments, blockchain, treasury management, and digital assets, showcasing industry innovation and integration trends.
The European Parliament's Committee on Economic and Monetary Affairs passed the digital euro legislative draft with 43 votes in favor and 14 against, paving the way for pilot testing in 2027 and full rollout in 2029. The digital euro, to be issued by the European Central Bank, aims to safeguard Europe's monetary sovereignty and reduce reliance on U.S. payment systems such as Visa and Mastercard.
Intercontinental Exchange (ICE) and cryptocurrency trading platform OKX have announced the formation of a joint venture focused on issuing tokenized stocks. This collaboration marks a deep integration of traditional financial infrastructure with digital asset technology, bringing new liquidity channels and investment models to global capital markets.
At The (un)Banked conference in Amsterdam, industry leaders agreed that regulated on-chain infrastructure is becoming the foundation of modern institutional finance. This article explores how blockchain is redefining financial inclusion, the institutional application of stablecoins in Europe, and the trend of on-chain integration of traditional capital markets.
Cross-border payments are evolving from traditional wire transfers toward a future of interoperability, real-time processing, and digital wallet support. ISO 20022 standardization, payment infrastructure collaboration, and the rise of stablecoins are reshaping global fund flows.