Editor profile
Senior Editor, Banking Innovation & AI
Elena Richter focuses on banking digitalization and the implementation of AI in financial services. Her work investigates the rise of neobanks and the role of algorithms in risk management.
elena.richter@fintechdaily.orgAlthough North Macedonia's fintech development has not yet produced a unicorn, it is gradually integrating into the European financial system through payment modernization, digital banking expansion, and the EU accession process. This article analyzes its current situation and prospects.
Payment giant Stripe, together with private equity firm Advent International, has offered approximately $53 billion to acquire PayPal. If successful, the deal would integrate merchant infrastructure with consumer scale, potentially accelerating stablecoin adoption and reshaping the digital payments landscape. However, the transaction faces stringent antitrust scrutiny and challenges in integrating different compliance frameworks and crypto strategies. Industry experts believe this move could drive stablecoin payments into the mainstream and mark a shift in fintech from fragmented innovation to platform consolidation.
Since its inception two years ago, BitVulpex has evolved from a single trading gateway into a comprehensive digital asset service platform covering four major sectors: trading, strategy, wealth management, and lending, achieving deep synergy among products through a unified account system.
Thunes Deputy CEO Chloé Mayenobe delves into why payment infrastructure is often overlooked, and how interconnectivity can reduce cross-border remittance costs and accelerate fund arrival, truly promoting global financial inclusion.
According to FinTech Futures, several fintech companies, including Aria, Kord, Stoa, have recently completed financing rounds, but the specific amounts were not disclosed in the original article. This article summarizes these funding dynamics and analyzes their impact on the industry.
Exploring the shifts in consumer protection enforcement in 2026, the refocusing of federal and state regulatory agencies, and the compliance challenges and strategies faced by enterprises in areas such as fintech, digital payments, and AI.
Branislav Straka, COO and Head of Innovation at ČSOB Bank, elaborates on the "Beyond Banking" strategy, building a life partner platform through super apps, non-financial services, and digital identity, driving the transformation of traditional banks into a digital ecosystem.
This week's global fintech funding movements: Scottish payment orchestration platform BR-DGE raised £10 million, Czech digital identity solutions provider Wultra raised €6.8 million, UK Islamic fintech Offa raised £6.5 million through a Sukuk bond, Singapore payment technology Qashier raised $6.125 million, German AI fintech Nomerra raised $2 million, and UAE cross-border payment company Axon raised $1 million. These fundings reflect capital flowing into key areas such as payment infrastructure, digital identity, AI automation, and compliance fintech.
Traditional bank core systems, after decades of patching, have evolved into complex monsters known as "Franken-core." This article explores the roots of this phenomenon, the changes brought by new technologies such as AI, and how banks can move towards true modernization.
As transaction volumes surge, traditional compliance models in banks are becoming unsustainable. Companies like WorkFusion and Genpact are deploying AI agents in scenarios such as financial crime screening and KYC, achieving a 50-70% improvement in false positive processing efficiency and driving deep restructuring of business processes.
This article, based on a Forbes report, analyzes the challenges banks face in adopting AI, including errors, accountability, cybersecurity, and regulatory issues, and explores industry response strategies and future trends.
According to a joint report by Money20/20 and FXC Intelligence, the European cross-border payment market will see outflows of $21.1 trillion in 2025, accounting for 48% of the global total. Stablecoins and blockchain have become core topics, and Europe is competing for payment sovereignty through real-time payment networks such as Wero and EuroPA.
Myanmar's fintech development is not a simple growth story. Against a backdrop of political turmoil, economic fragmentation, and weak infrastructure, digital payments and mobile finance continue to struggle to provide basic financial services to the people. This article analyzes the current state, challenges, and future prospects of Myanmar's fintech ecosystem.
This week's fintech funding summary: Egyptian consumer lending platform Blnk raised $12.5 million in Series A funding, Irish payments technology company Trustap raised $10 million, French document fraud detection company Finovox raised €8.2 million, US Earned Wage Access platform Reset raised $6 million in seed funding, AI credit analysis platform Titan raised $3 million, and the lending business of Mexican retail giant Femsa received investment from QED Investors.
Based on the agenda for Day 3 of Money20/20 Europe, this article focuses on key trends such as identity governance for autonomous AI agents, banking licenses and cross-border expansion, stablecoins and tokenized deposits, as well as post-quantum security and real-time fraud prevention.
Financial institutions are accelerating the adoption of AI, but what truly determines success or failure is not the model itself, but workflows, accountability boundaries, compliance mechanisms, and organizational restructuring. Based on industry discussions, this article analyzes the implementation bottlenecks of AI in financial services, regulatory concerns, and the evolution over the next three to five years.