Editor profile
Editor, Crypto & Web3 Finance
Julian Chen tracks developments in the digital asset market, blockchain finance, and the Web3 ecosystem. He provides analysis on stablecoins and the emergence of CBDCs.
julian.chen@fintechdaily.orgIn-depth analysis of the 2026 Global Payment Trends Report, exploring the core role of digital payments, open banking, embedded finance, and AI in reshaping cross-border payments, digital banking, and financial infrastructure, providing strategic insights for industry leaders.
Exploring how fintech cooperation drives the demand for digital banking, and analyzing how traditional financial institutions can seize opportunities such as open banking and embedded finance to achieve the path from potential to actual business transformation.
In-depth analysis of the latest forward-looking plans of the Bank of England and financial regulators, exploring innovative trends in real-time payment networks and Open Banking, as well as the future landscape for addressing digital identity and cross-border payment challenges.
In-depth analysis of the development of real-time payment networks, open banking strategies, embedded finance, and the application of AI in financial services, exploring how these key Fintech trends are reshaping the global payment, digital banking, and regulatory landscape.
This issue provides an in-depth report analyzing recent financing trends in the global FinTech sector, focusing on the application of artificial intelligence in financial services, the development of real-time payment networks, innovations in digital banking, and the constantly evolving financial regulatory environment. It explores how these technologies are reshaping payment efficiency and financial inclusion.
According to analysis by international law firm Pinsent Masons, future growth opportunities for UAE banks are closely linked to digital transformation. This article explores how digitalization is reshaping the competitive landscape of the UAE banking sector and analyzes its potential impact on payment infrastructure, regulation, and financial inclusion.
Reviewing the five major new releases in the fintech sector in July 2026, covering investment, banking technology, executive appointments, regulatory frameworks, and industry events, and analyzing their impact on the global financial system.
Explore how bank-fintech partnerships can become an alternative to M&A in 2025, including driving factors, regulatory implications, and future trends.
HSBC has released its "2026 Global Payment Trends Report," noting that the restructuring of international trade, the expansion of digital commerce, the upgrading of payment infrastructure, and the mainstreaming of digital currencies are jointly reshaping the global payments landscape. The report emphasizes that corporate treasury departments need to view payment modernization as a strategic issue rather than a purely operational matter.
Based on the latest Precedence Research report, the global open banking market size is expected to grow from $35.72 billion in 2025 to $240.31 billion by 2035, with a compound annual growth rate of 21%. The article analyzes market growth drivers, regional dynamics, and the impact on the financial system.
Based on the latest 2026 report published by ICLG, this article provides an in-depth analysis of the application progress, market dynamics, and future challenges of blockchain technology, stablecoins, and central bank digital currencies in the field of global trade finance.
According to the latest report from Fortune Business Insights, the global AI fintech market size is expected to grow from USD 45.53 billion in 2026 to USD 241.67 billion by 2034, at a compound annual growth rate of 23.20%. The article provides an in-depth analysis of market trends, industry impact, challenges, and future outlook, covering application scenarios such as fraud detection, virtual assistants, and cloud AI, offering a reference for fintech practitioners.
The global open banking market is expected to grow from $35.72 billion in 2025 to $240.31 billion in 2035, with a CAGR of 21%. Europe dominates the market, while Asia-Pacific is the fastest-growing region. API, AI, and regulation are driving the reshaping of the financial ecosystem.
Samsung has partnered with Barclays to launch a co-branded credit card in the U.S. market, another example of technology companies deeply embedding themselves in financial services.
Fintech company Natural has received $30 million in venture capital funding and launched a new AI agent-based payment infrastructure aimed at automating corporate payment processes.
A Deloitte report points out that by 2026, the U.S. banking industry will face multiple challenges including macroeconomic headwinds, stablecoin disruption, AI scaling, data fragmentation, and financial crime, requiring banks to accelerate strategic transformation.
The UK Financial Conduct Authority (FCA) finalizes crypto rules, and the Bank of England eases stablecoin restrictions, indicating that the UK is moving from talk to action, aiming to become a global crypto asset hub.
The commercial banking business in the Asia-Pacific region is undergoing rapid transformation, driven by real-time payments, fintech competition, and the development of digital assets, which are reshaping the industry. This article, based on a collaborative report between Finextra and Visa Direct, analyzes the unique drivers and challenges of the Asia-Pacific market.
Stripe's stablecoin infrastructure company Bridge has obtained MiCA authorization and an electronic money license in the EU, providing European businesses with compliant euro stablecoin issuance and cross-border payment services.
Global payments giant Global Payments executives interpret the practical applications of stablecoins in cross-border settlements and corporate liquidity management, as well as how European and American regulatory frameworks are driving stablecoins to become mainstream payment tools.