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Fintech company Ctrl Alt has obtained the EU MiFID license and plans to launch tokenized asset services in the European market. This move marks another important milestone in the integration of traditional financial regulatory frameworks and digital assets.
A Deloitte report points out that by 2026, the U.S. banking industry will face multiple challenges including macroeconomic headwinds, stablecoin disruption, AI scaling, data fragmentation, and financial crime, requiring banks to accelerate strategic transformation.
Payment giant Stripe, together with private equity firm Advent International, has offered approximately $53 billion to acquire PayPal. If successful, the deal would integrate merchant infrastructure with consumer scale, potentially accelerating stablecoin adoption and reshaping the digital payments landscape. However, the transaction faces stringent antitrust scrutiny and challenges in integrating different compliance frameworks and crypto strategies. Industry experts believe this move could drive stablecoin payments into the mainstream and mark a shift in fintech from fragmented innovation to platform consolidation.
The latest report from S&P Global Market Intelligence shows that global consumer digital payment transaction volume is expected to grow at a compound annual growth rate of 8.2%, reaching $83.9 trillion by 2030. The Asia-Pacific region contributes half of the transaction volume, but North America accounts for nearly 43% of processor revenue, highlighting a structural mismatch between transaction volume and profitability.
The UK Financial Conduct Authority (FCA) finalizes crypto rules, and the Bank of England eases stablecoin restrictions, indicating that the UK is moving from talk to action, aiming to become a global crypto asset hub.
Thunes Deputy CEO Chloé Mayenobe delves into why payment infrastructure is often overlooked, and how interconnectivity can reduce cross-border remittance costs and accelerate fund arrival, truly promoting global financial inclusion.
The commercial banking business in the Asia-Pacific region is undergoing rapid transformation, driven by real-time payments, fintech competition, and the development of digital assets, which are reshaping the industry. This article, based on a collaborative report between Finextra and Visa Direct, analyzes the unique drivers and challenges of the Asia-Pacific market.
Exploring the shifts in consumer protection enforcement in 2026, the refocusing of federal and state regulatory agencies, and the compliance challenges and strategies faced by enterprises in areas such as fintech, digital payments, and AI.
Stripe's stablecoin infrastructure company Bridge has obtained MiCA authorization and an electronic money license in the EU, providing European businesses with compliant euro stablecoin issuance and cross-border payment services.
Guyana has become one of the world's fastest-growing economies due to oil discoveries, and fintech is emerging as a key pillar of its economic transformation. This article analyzes the country's digital finance opportunities, challenges, and future trends.
This week, several major developments have taken place in the fintech sector: Japan's SBI Holdings acquired crypto exchange Bitbank for $289 million; Worldline, Mastercard, and Crédit Agricole completed France's first AI agent payment; over 140 banks and tech giants jointly launched the Open USD stablecoin; Lloyds Banking Group announced the phasing out of the 173-year-old Halifax brand; and the UK's FCA released final regulatory rules on crypto assets and stablecoins.
This week's global fintech funding movements: Scottish payment orchestration platform BR-DGE raised £10 million, Czech digital identity solutions provider Wultra raised €6.8 million, UK Islamic fintech Offa raised £6.5 million through a Sukuk bond, Singapore payment technology Qashier raised $6.125 million, German AI fintech Nomerra raised $2 million, and UAE cross-border payment company Axon raised $1 million. These fundings reflect capital flowing into key areas such as payment infrastructure, digital identity, AI automation, and compliance fintech.
Global payments giant Global Payments executives interpret the practical applications of stablecoins in cross-border settlements and corporate liquidity management, as well as how European and American regulatory frameworks are driving stablecoins to become mainstream payment tools.
The European Parliament's Committee on Economic and Monetary Affairs passed the digital euro legislative draft with 43 votes in favor and 14 against, paving the way for pilot testing in 2027 and full rollout in 2029. The digital euro, to be issued by the European Central Bank, aims to safeguard Europe's monetary sovereignty and reduce reliance on U.S. payment systems such as Visa and Mastercard.
At The (un)Banked conference in Amsterdam, industry leaders agreed that regulated on-chain infrastructure is becoming the foundation of modern institutional finance. This article explores how blockchain is redefining financial inclusion, the institutional application of stablecoins in Europe, and the trend of on-chain integration of traditional capital markets.
Cross-border payments are evolving from traditional wire transfers toward a future of interoperability, real-time processing, and digital wallet support. ISO 20022 standardization, payment infrastructure collaboration, and the rise of stablecoins are reshaping global fund flows.
According to FinTech Futures, African payment giant Flutterwave reached a valuation of $3.2 billion after its Series E funding round, once again confirming investors' confidence in Africa's digital payment market.
According to a joint report by Money20/20 and FXC Intelligence, the European cross-border payment market will see outflows of $21.1 trillion in 2025, accounting for 48% of the global total. Stablecoins and blockchain have become core topics, and Europe is competing for payment sovereignty through real-time payment networks such as Wero and EuroPA.
Money20/20 Europe 2026 concluded in Amsterdam, with stablecoins surpassing AI as the focus. The European Payments Initiative (EPI) and Wero wallet are promoting regional interoperability, while real-time payment infrastructure deployment accelerates. The conference also revealed the reliability gaps of AI agents in compliance and the rise of proactive fraud prevention technologies.
According to a report jointly released by Money20/20 and FXC Intelligence, the European cross-border payment market is undergoing digital transformation and a struggle for sovereignty. In 2025, the EMEA region saw outflows of $21.1 trillion, accounting for 48% of the global total, with corporate payments making up 83%. Stablecoins and blockchain have become core topics, and Europe is seeking financial autonomy through real-time payment networks such as Wero and EuroPA.
Based on the agenda for Day 3 of Money20/20 Europe, this article focuses on key trends such as identity governance for autonomous AI agents, banking licenses and cross-border expansion, stablecoins and tokenized deposits, as well as post-quantum security and real-time fraud prevention.
Money20/20 Europe’s third day of discussions showed that the industry focus has shifted from proof of concept to implementable financial infrastructure upgrades: real-time payment networks, cross-border settlement, agentic AI governance, tokenized deposits and stablecoin applications, as well as post-quantum security and real-time fraud prevention.
This article is based on preview content related to Money 20/20 Europe 2026, and examines how AI automation, stablecoin liquidity, market consolidation, and PSD3 rules are jointly driving the upgrade of the global financial network, while analyzing their impact on digital payments, banking innovation, and financial regulation.
U.S. Treasury Secretary Scott Bessent’s speech at the Reagan Forum discussed manufacturing offshoring, the vulnerability of critical supply chains, and digital asset policy within the same framework, highlighting America’s dual concerns over industrial resilience and the digitization of financial infrastructure.
This week’s fintech sector highlights include Monzo’s move into telecom services, Huawei Cloud’s strengthening of intelligent financial infrastructure, Mastercard’s discussion of agentic AI, PingPong and Visa driving improvements in B2B payment efficiency, and Plaid’s expansion of income verification capabilities in Europe. The article examines the industry logic and implications behind these developments.
The latest round of fintech funding shows that investors continue to bet on identity verification, compliance automation, cross-border payments, digital asset wallets, and AI-driven payment development tools, reflecting that the upgrading of financial infrastructure is shifting from single-point products to programmable, scalable underlying capabilities.
The London Fraud Conference 2026 sent a clear signal: amid the continued escalation of APP fraud, social engineering, and AI-driven attacks, banks and payment institutions are combining identity verification, mobile network intelligence, and generative AI into a more real-time anti-fraud decision-making system.